Risks Subject to Underwriting Approval

List of vehicles that are subject to approval:

• Vehicles over 8 years old
• Vehicles with less than P250,000 Fair Market Value (FMV)
• Imported vehicles and/or vehicles not appearing in the Premium Rate Schedule
• Motorcycles
• Aluminum Vans
• School Buses
• Tourist Buses
• Vehicles used for the carriage or passengers or for hire or reward
• Motortrade vehicles
• School buses